ABSTRACT:Microfinance is often assumed to be an ethically progressive industry, but in recent years it has been the target of much ethical criticism. Microfinance institutions have been accused of using exploitative lending techniques and charging usurious interest rates; and critics even question the ability of microfinance to alleviate poverty. This article reviews recent research on the microfinance sector that addresses these ethical issues. We show how this research is relevant to a number of theoretical issues, such as how to define (...) poverty, how to understand exploitation, and how to balance financial and social goals in commercial organizations. We conclude by identifying a critical agenda for future research. (shrink)

Discussion on financial ethics increasingly includes the problem of exclusion of the poorer segments of society from the financial system and access to credit. This paper explores the ethical dimensions surrounding the concept of a human right to credit. If access to credit is directly instrumental to economic development, poverty reduction and the improved welfare of all citizens, then one can proclaim, as Nobel Prize Laureate M. Yunus has done, that it is a moral necessity to establish credit as a (...) right. Arguments both supporting and opposing the concept of a right to credit are presented. While there may be general agreement that access to financial services may provide a pathway out of poverty, granting a universal right could induce perverse effects such as overindebtedness. Bearing in mind the ultimate goal of proponents of this right as well as the potential harmful consequences, this paper offers a new perspective on the question of access to credit based on a goal-right system. (shrink)

In this paper I present the Ingardenian distinction between inseparability and dependence. My considerations are both historical and systematic. The historical part of the paper accomplishes two goals. First, I show that in the Brentanian tradition the problem of existential conditioning was entangled into parts—whole theories. The best examples of such an approach are Kazimierz Twardowski’s theory of the object and Edmund Husserl’s theory of parts and wholes. Second, I exhibit the context within which Ingarden distinguished inseparability and dependence. Moreover, (...) Ingarden’s motivations are presented: the problem of understanding the Husserlian concept of “immanent transcendence,” the issue of the existence of purely intentional objects, and finally the problem of the relationship between individual objects and ideas. The systematic part deals with the ambiguity of Ingarden’s definition of inseparability. I seek to improve this definition by reference to the distinction between absolute and summative wholes. I also present some divisions of inseparability and dependence and investigate whether these types of existential conditioning are reflexive, symmetric, or transitive. (shrink)

Marx extrapolated the relations of production of the factories of his time into his predictions about the development of the working class. These predictions are among the most important theses of Marxism-Leninism relative to the socialist world-revolution which the working class was to carry out.The physics of Marx'' era was not very developed. Marx could have no inkling of the future development of physics and of its application to technology. This is why his predictions had to be in simple and (...) direct proportion to the development of the relations of production of the time. (shrink)

Die logische Analyse psychologischer Begriffe wird gedeutet als die Untersuchung logisch-kategorialer wie auch inhaltlicher Merkmale des Psychischen im Allgemeinen (Kennzeichen des Erlebnismäßigen, Unterscheidungen zum Nicht-Psychischen) und im Speziellen (Kennzeichen der einzelnen psychischen Phänomene, Unterscheidungen innerhalb des Psychischen). Brentanos deskriptive Psychologie wird als eine derartige analytische Philosophie der Psychologie aufgefaßt, und Chisholms These, daß Wittgensteins Philosophie der Psychologie als deskriptive Psychologie angesehen werden kann, wird mit einigen Einschränkungen und Ergänzungen übernommen. Bei der Darstellung der deskriptiven Psychologie als Begriffsanalyse, als einer Wissenschaft (...) a priori, wird vor allem eine Rekonstruktion des Terminus "aus den Begriffen einleuchten" versucht. (shrink)

Jaśkowski’s discussive logic D2 was formulated with the help of the modal logic S5 as follows (see [7, 8]): \documentclass[12pt]{minimal} \usepackage{amsmath} \usepackage{wasysym} \usepackage{amsfonts} \usepackage{amssymb} \usepackage{amsbsy} \usepackage{mathrsfs} \usepackage{upgreek} \setlength{\oddsidemargin}{-69pt} \begin{document}$${A \in {D_{2}}}$$\end{document} iff \documentclass[12pt]{minimal} \usepackage{amsmath} \usepackage{wasysym} \usepackage{amsfonts} \usepackage{amssymb} \usepackage{amsbsy} \usepackage{mathrsfs} \usepackage{upgreek} \setlength{\oddsidemargin}{-69pt} \begin{document}$${\ulcorner\diamond{{A}^{\bullet}}\urcorner \in {\rm S}5}$$\end{document}, where (–)• is a translation of discussive formulae from Ford into the modal language. We say that a modal logic L defines D2 iff \documentclass[12pt]{minimal} \usepackage{amsmath} \usepackage{wasysym} \usepackage{amsfonts} \usepackage{amssymb} \usepackage{amsbsy} \usepackage{mathrsfs} \usepackage{upgreek} \setlength{\oddsidemargin}{-69pt} \begin{document}$${{\rm D}_{2} = (...) \{A \in {\rm For^{\rm d}} : \ulcorner\diamond{{A}^{\bullet}}\urcorner \in {\it L}\}}$$\end{document}. In [14] and [10] were respectively presented the weakest normal and the weakest regular logic which (†): have the same theses beginning with ‘\documentclass[12pt]{minimal} \usepackage{amsmath} \usepackage{wasysym} \usepackage{amsfonts} \usepackage{amssymb} \usepackage{amsbsy} \usepackage{mathrsfs} \usepackage{upgreek} \setlength{\oddsidemargin}{-69pt} \begin{document}$${\diamond}$$\end{document}’ as S5. Of course, all logics fulfilling the above condition, define D2. In [10] it was prowed that in the cases of logics closed under congruence the following holds: defining D2 is equivalent to having the property (†). In this paper we show that this equivalence holds also for all modal logics which are closed under replacement of tautological equivalents (rte-logics).We give a general method which, for any class of modal logics determined by a set of joint axioms and rules, generates in the given class the weakest logic having the property (†). Thus, for the class of all modal logics we obtain the weakest modal logic which owns this property. On the other hand, applying the method to various classes of modal logics: rte-logics, congruential, monotonic, regular and normal, we obtain the weakest in a given class logic defining D2. (shrink)

In the last two decades, major cities in Malaysia have witnessed a spate of urban redevelopment including commercial and retail complexes, and residential estates. The current urban transformations taking place in Malaysian cities are mainly market-driven and characterized by fast-track development with a strong priority on the road infrastructure. This is a typical example of an intensive property-led development that is becoming a central driver of the national economy. This article provides a deeper understanding of the complexity of urban development (...) in Malaysia. Here, the major aim is to understand the Malaysian cities' transitions in the trajectory of their colonial past, national identity, multi-cultural community, culture, and religion. Focusing on South East Asian urbanism, this article determines how internal and external forces and global trends such as neoliberalism and property-led development affect the transformation of urban landscapes and expansions in Malaysia. The outcomes of this paper will indicate how much property-led development and globalisation have affected the traditional and tropical climate-responsive urban environment in Malaysia. It will also identify sustainable design and planning measures that should be implemented in the cities of Malaysia to combat the ill-effects of globalisation. (shrink)

Firearm violence in the United States produces over 36,000 deaths and 74,000 sustained firearm-related injuries yearly. The paper describes the burden of firearm violence with emphasis on the disproportionate burden on children, racial/ethnic minorities, women and the healthcare system. Second, this paper identifies factors that could mitigate the burden of firearm violence by applying a blend of key ethical theories to support population level interventions and recommendations that may restrict individual rights. Such recommendations can further support targeted research to inform (...) and implement interventions, policies and laws related to firearm access and use, in order to significantly reduce the burden of firearm violence on individuals, health care systems, vulnerable populations and society-at-large. By incorporating a blended public health ethics to address firearm violence, we propose a balance between societal obligations and individual rights and privileges. (shrink)

Jeden z kontrargumentów do argumentu z ukrycia Boga, który zyskuje popularność w ostatnich latach, odnosi się do niepojętości Boga. Jeśli Bóg jest transcendentny, twierdzą zwolennicy tego argumentu (tj. Michael Rea i Roger Pouivet), to nie wiemy, czy Boska miłość wyraża się w otwarciu na osobiste relacje ze skończonymi istotami, jak twierdzi pierwsza przesłanka argumentu o ukrytości. Oskarżają J. L. Schellenberga o kształtowanie koncepcji Boga na wzór współczesnych koncepcji człowieka. W odpowiedzi wskazuję na fakt, że chociaż w pismach Schellenberga istnieje niebezpieczeństwo (...) antropomorfizmu, personalistyczny teizm musi zaakceptować pierwszą przesłankę argumentu z ukrycia. Uzasadniam swoją tezę, odwołując się do zasady scholastycznej, która pozwala przypisać Bogu wszystkie doskonałości, i argumentując na rzecz tezy, że osobowość (rozumiana w kategoriach racjonalności i wolności) jest jedną z doskonałości. (shrink)

The production of renewable energy in agricultural biogas plants is being widely criticized because—among other things—most of the feedstock comes from purpose-grown crops like maize. These activities generate competitive pressure to other crops that are used for feeding or food production, worsening their affordability. Unique pretreatment technology that allows substitution of the purpose-grown crops by farming residues was built 6 years ago on a commercial basis in Pěčín under modest funding and without publicity. The design of the concept; financial assessment (...) and moral viewpoint were analyzed based on practical operating data. It showed that the apparatus improves economic, environmental and moral acceptance as well. However, according to the government’s view, public funding for this type of processing was shortened, “because waste materials represent a lower cost”. The impact of such governance was analyzed as well. (shrink)

Die Intentionalität des Psychischen charakterisiert Meinong als Erfassen eines Gegenstandes durch das erfassende Erlebnis, wobei der erfaßte Gegenstand weder zu existieren noch zu bestehen braucht. Ein Gegenstand ist geradezu bestimmt als das, was erfaßt werden kann; der erfaßte Gegenstand ist aber nicht Teil des erfassenden Erlebnisses. Gleichsam als subjektives, psychisches Korrelat stellt Meinong dem erfaßten Gegenstand den entsprechenden Erlebnisinhalt gegenüber, der zu dem betreffenden Gegenstand in einer Adäquatheitsrelation steht. Ziel des Aufsatzes ist es, einige der Schwierigkeiten zu besprechen, die die (...) Einführung von derartigen psychischen Inhalten mit sich bringen. M.E. gibt es keinen brauchbaren Anhaltspunkt, herauszufinden, wie die psychischen Inhalte ihre Aufgabe, auf die Gegenstände zu referieren, sie dem Erfassen darzubieten, zu erfüllen vermögen. Weitere schwerwiegende Probleme ergeben sich aus der Frage, welche Gegenstände hinweisendem Denken entsprechen und wie es gelingen kann, durch einen Hilfsgegenstand den Zielgegenstand zu erfassen. (shrink)

W artykule tym rozważana jest kwestia zmienności Boga, której „pochodną” – biorąc pod uwagę stwierdzenie Arystotelesa, że „substratem” czasu jest ruch – jest tytułowy problem czasowości Boga. Aby uwyraźnić i uchwycić wiążące się z tymi zagadnieniami trudności i dylematy, odwołano się do teologii chrześcijańskiej, a w szczególności do problematyki stworzenia, objawienia, a także – co się z tym wiąże – wcielenia oraz zbawienia. Wyprowadzono wniosek, że należy przyjąć, iż w Bogu realizuje się zupełnie inna niż kauzalna zasada ruchu, stąd też (...) i struktura Jego zmienności musi być radykalnie odmienna. Ten domniemany rodzaj Boskiej czasowości można nazwać czasem absolutnym i uznać, że przypomina on coś, co z naszej ludzkiej perspektywy da się za Heglem określić teraźniejszą obecnością. (shrink)

The article reviews the book Value and Virtue in a Godless Universe, by Erik J. Wielenberg.

This study aims to identify various meanings of the expression (name) “dignity”, with particular emphasis on the meanings of this expression as it appears in the text of the Constitution of the Republic of Poland. The meaning of the name “dignity” is the concept of dignity; in turn, the different concepts of dignity encompass dignity of particular types. Twelve different meanings of the expression “dignity” are indicated – twelve different concepts of dignity, and thus twelve types of dignity. Half of (...) them are meanings (concepts) that recognize dignity as something belonging to a human being as a subject of law. They were considered in the essay Godność jako właściwość osoby. Typy godności – propozycja systematyzacji [Dignity as a Quality of Person – a Proposed Systematisation]. This group of meanings includes three concepts of dignity which recognize dignity as something constitutive of being a person: (1) inherent dignity of the person, (2) dignity established by qualities specific to a thinking being, and (3) dignity as a historically emergent social status of all human beings. The second group of meanings, treating dignity as something with which the human being (the person) is endowed, includes concepts which encompass (4) personal dignity (honour and good reputation), (5) dignity as moral excellence, and (6) dignity as appropriateness of attitude or behaviour. -/- Dignity as an attribute of collective entities and dignity as an institutionally grounded attribute are a subject of this paper. The Constitution of the Republic of Poland speaks of (1) the dignity of the Nation, (2) the dignity of office or function, and (3) public dignity. The expression “the dignity of the Nation” can be understood in four different ways: (i) analogously to the understanding of dignity of the person, (ii) of personal dignity, (iii) of dignity as moral excellence, and (iv) of dignity as appropriateness of attitude or behaviour. The expression “dignity” when designating something institutionally grounded can designate (4) the dignity of social roles, (5) the dignity of a profession, and – specifically to the Polish language – (6) dignity meaning a surname. -/- The author argues that it is unacceptable to ascribe different concepts of dignity to the expression “dignity” appearing in a specific legal provision. (shrink)

The fact of religious diversity is vital for the philosopher of religion but also, to some extent, for the believer of a given faith. It takes place in such a dimension in which the views of a given believer or the meaning of the practice of a given religion presupposes the truthfulness of specific claims concerning a given religion or the beliefs included in it. If now on the part of the philosopher of religion or the followers of another religion, (...) there is a direct or indirect challenge to such a key proposition, religious disagreement with epistemic dimension is involved. At the same time, it is not the case that any religious diversity is a case of epistemically significant religious dissent. The paper, by distinguishing different aspects of religions and functions performed by religion, tries to show in which situations religious diversification leads to religious disagreement. Both the follower of religion and the philosopher of religion can and should seek the truth in matters of crucial importance to religion. The difference is that the follower of a given religion is more interested in the salvific and practical functions of religion, along with the associated sense of value and meaningfulness of life and, to a lesser degree, the theoretical certainty that her religion is correct at crucial points. On the other hand, the achievement of ‘the soteriological’ purpose of religion based on false belief is impossible, just as the meaningfulness of life 'based on the sand and not on the rock’. It is because the false foundation is devoid of higher value. That is why there is a community of a philosopher of religion and a follower of a given religion to search for the truth of it. (shrink)

This article presents Slavic loanwords in the Austrian variant of the German language. Its aim is twofold: it discusses words of Polish, Slovakian, Czech, Serbo­-Croatian, and Slovenian origin in the Austrian variant of German, as well as stressing the multicultural history of Austria and its influence on vocabulary. The analysis will not only deal with the meaning and etymology of particular words, but will also scrutinize their description in the “Duden” dictionaries: “Deutsches Universalwörterbuch” and “Duden. Wie sagt man in Österreich?”.

Artykuł przedstawia polskie regulacje prawne z lat 1998-2007 będące podstawą lustracji. Analizuje szereg aktów prawnych prezentując zakładane cele lustracji, jej zakres, procedury i przewidywane sankcje karne. Celem autora jest identyfikacja aksjologicznych podstaw regulacji prawnych dotyczących lustracji. W trakcie analiz wskazuje on m. in. na brak proporcji między sankcjami karnymi a winą jednostek, zwłaszcza w niektórych przypadkach penalizacji oświadczeń lustracyjnych niezgodnych z prawdą lub penalizacji niezłożenia oświadczeń. Autor argumentuje także, że analizowane rozwiązania zakładały – wbrew deklarowanym celom – przeniesienie odpowiedzialności za (...) zło systemu politycznego z jego aktywnych twórców na jednostki wbrew woli poddane działaniu tego systemu. Ponadto argumentuje, że lustracja oparta na przeprowadzanym przez państwo „teście moralności” radykalnie ingeruje w wewnętrzną sferę moralności jednostki i stąd zakłada elementy typowe dla aksjologii systemów totalitarnych; państwo nakazuje dokonać działania, które bezpośrednio i wprost zmierza do realizacji ściśle wewnętrznej wartości moralnej opartej na zgodności oświadczenia z przekonaniami, i jednocześnie państwo ustanawia siebie nie tylko obserwatorem i sędzią realizacji tej wartości, ale także autorem wzorca przekonań, z którymi oświadczenie ma być zgodne. (shrink)

The author proves that rejecting the existence of permissive norms and limitation of norms to prohibitions and commands alone is possible only with reducing the idea of a function. The essence of the function is then the ability of the expression to generate independently the universal norm formation. Such manipulation is easy on the level of logical analysis, but proves risky from other points of view. If we want the deontic logic, which we construct, to consider the fact that permission (...) is pragmatically necessary for the law-maker to convey his normative preferences, we must solve the consequences of the adopted structure of the function of norms, which originate on the socio-linguistic level. It appears, however, that due to a lack of a pragmatic theory useful for lawyers, there is no proof that the pragmatically strong permission can be expressed by means of a lot of prohibitions and commands (dos and don’ts). Besides, reducing permissions only to the language of legal rules is an obligation to accept the structure of an act of communication, which can find its full motivation in the Husserl’s structure of the direct cognition. (shrink)

S pamfletom Avtoemancipacija! (1882), temeljnim besedilom zgodnjega judovskega nacionalizma, je Leon Pinsker po nekaterih argumentih uveljavil sionizem kot nemško govoreče in pišoče gibanje. Kmalu po izidu pamfleta je priznani jidiš pisatelj Šolem Jankev Abramovič objavil njegov prevod v jidiš (1884). V Abramovičevi različici so nemški oziroma zahodnoevropski politični in kulturni koncepti ter besednjak prirejeni vzhodnoevropskemu, judovskemu, jidiš govorečemu okolju, kar vključuje spremembe v besedišču, retoričnih strategijah in kulturnih referencah. Abramovič je pamflet predelal v skladu s svojim razmislekom o stiski Judov (...) v Ruskem imperiju in njeni mogoči nacionalistični rešitvi, s čimer se je ukvarjal tudi v svojih sočasnih romanih. V članku primerjam, kako so v obeh besedilih izraženi nekateri družbenopolitični koncepti, da bi ugotovil, ali Abramovič s svojo ideološko skepso prefinjeno priredi tudi vsebino nacionalistične teze. (shrink)

The material subject of Catholic social science is man and his actions taken in the fields of politics, the economy and society. According to its rules each person should be engaged in building the world through the realization of his or her vocation. One kind of vocation might be leading people by acting in accordance with the Gospel and teachings of the Church. The most important values for the leader in this case would be: respect for human dignity and human (...) rights, freedom, justice, the subsidiarity principle and cooperation due to creating the common good. The listed rules are realized by servant leadership, the idea functioning in the field of management that derives its origins from Christ’s speech: whosoever will be chief among you, let him be your servant (Mt 20:27). (shrink)

The paper deals with the concept of the model of the word. It concerns a pre-linguistic stage of language acquisition, descriptive content of proper names and interpretation by means of a conceptual system. The model of the world comprises all aspects of being conscious. It is a system, a unity, a background of our conscious life; perception, language, notions, concepts, are its aspects. The more we know about cognitive processes, functions and structure of the mind, the be$er we understand the (...) nature of language; the more we know about language, the better we understand the nature of the mind. Linguistic meaning as it was shown by the studies of language and categories acquisition, has its origin in the aforementioned model. That is why linguistic meanings are not ready-made contents, ideas, semantic entities, etc. but rather systems of procedures that constitute sense of speech acts. The approach to linguistic meaning as a part of an individual conceptual system, a system of information that mirrors cognitive, linguistic and non-verbal experience of an individual, is much of help in understanding efficacy of language, forming of beliefs, convictions, and also introducing new meanings. (shrink)

The primary objective of this article is to analyse functions that experimental models have in the process of creating medical knowledge. When fulfilling this objective, we will refer to findings proposed by R. Harre and like this author; we will distinguish a special type of experimental models do called domesticated models. We will claim that constructing such models initiates three independent cognition activities undertaken in the process of establishing medical knowledge that is applied in clinical practice. Stabilisation of the model (...) process is the first activity. Recognising this process is the second one and its extrapolation is the third one. Findings that we will make, will enable us to bring the process of establishing medical knowledge closer and point out at a category of problems that hinder the development of this process. (shrink)

A number of nonmonotonic reasoning formalisms have been introduced to model the set of beliefs of an agent. These include the extensions of a default logic, the stable models of a general logic program, and the extensions of a truth maintenance system among others. In [13] and [16], the authors introduced nonmonotomic rule systems as a nonlogical generalization of all essential features of such formulisms so that theorems applying to all could be proven once and for all. In this paper, (...) we extend Rieter's normal default theories, which have a number of the nice properties which make them a desirable context for belief revision, to the setting of nonmonotonic rule systems. Reiter defined a default theory to be normal if all the rules of the default theory satisfied a simple syntatic condition. However, this simple syntatic condition has no obvious analogue in the setting of nonmonotonic rule systems. Nevertheless, an analysis of the proofs of the main results on normal default theories reveals that the proofs do not rely on the particular syntactic form of the rules but rather on the fact that all rules have a certain consistency property. This led us to extend the notion of normal default theories with respect to a general consistency property. This extended notion of normal default theories, which we call Forward Chaining normal , is easily lifted to nonmonotomic rule systems and hence applies to general logic programs and truth maintenance. (shrink)

Experiences are interpreted as conscious mental occurrences that are of phenomenal character. There is already a kind of (weak) intentionality involved with this phenomenal interpretation. A stricter conception of experiences distinguishes between purely phenomenal experiences and intentional experiences in a narrow sense. Wittgenstein’s account of psychological (experiential) verbs is taken over: Usually, expressing mental states verbally is not describing them. According to this, I believe can be seen as an expression of one’s own belief, but not as an expression of (...) a belief about one’s belief. Hence, the utterance I believe it is raining shows that I believe that it is raining, although it is not said by these words that I believe that it is raining. Thinking thoughts such as I believe it is raining, but it is not raining (a variant of Moore’s paradox) is an absurdity between what is already said by silently uttering It is not raining and what is shown by silently uttering I believe it is raining. The paper agrees with a main result of Wittgenstein’s considerations of Moore’s paradox, namely the view that logical structure, deducibility, and consistency cannot be reduced solely to propositions—besides a logic of propositions, there is, for example, a logic of assertions and of imperatives, respectively. (shrink)

Gelfond and Lifschitz proposed the notion of a stable model of a logic program. We establish that the set of all stable models in a Herbrand universe of a recursive logic program is, up to recursive renaming, the set of all infinite paths of a recursive, countably branching tree, and conversely. As a consequence, the problem, given a recursive logic program, of determining whether it has at least one stable model, is Σ11-complete. Due to the equivalences established in the authors' (...) previous nonmonotone rule systems papers ), this applies equally to truth maintenance systems and default logics. (shrink)

Growth modelling is of interest to scientists in various disciplines. In our article, we will collect 17 models designed for growth modelling, appraise these models and contribute to the discussion of their applicability. The merit of the paper lies in studying the convergence properties of nonlinear regression in selected models. Our studies will be performed mainly concerning the quality of the obtained estimates, which are closely related to the intrinsic curvature of the model according to Bates and Watts. This curvature (...) determines the size of the linearization domains. Only if the initial solution is in this domain, then the convergence of the estimate in nonlinear regression is guaranteed. The primary goal is to design a methodology for selecting a growth model. We will demonstrate fruitfulness of our methodology on the weight measurements of 10 calves under 25 months of age from cowsheds in the village Záluží in the Czech Republic. Estimated parameters of growth curves, sizes of linearization domain, calculated residues and coefficients of determination indices will be the subject of discussion. (shrink)