ABSTRACT:Microfinance is often assumed to be an ethically progressive industry, but in recent years it has been the target of much ethical criticism. Microfinance institutions have been accused of using exploitative lending techniques and charging usurious interest rates; and critics even question the ability of microfinance to alleviate poverty. This article reviews recent research on the microfinance sector that addresses these ethical issues. We show how this research is relevant to a number of theoretical issues, such as how to define (...) poverty, how to understand exploitation, and how to balance financial and social goals in commercial organizations. We conclude by identifying a critical agenda for future research. (shrink)

Discussion on financial ethics increasingly includes the problem of exclusion of the poorer segments of society from the financial system and access to credit. This paper explores the ethical dimensions surrounding the concept of a human right to credit. If access to credit is directly instrumental to economic development, poverty reduction and the improved welfare of all citizens, then one can proclaim, as Nobel Prize Laureate M. Yunus has done, that it is a moral necessity to establish credit as a (...) right. Arguments both supporting and opposing the concept of a right to credit are presented. While there may be general agreement that access to financial services may provide a pathway out of poverty, granting a universal right could induce perverse effects such as overindebtedness. Bearing in mind the ultimate goal of proponents of this right as well as the potential harmful consequences, this paper offers a new perspective on the question of access to credit based on a goal-right system. (shrink)

This paper addresses the fairness of microcredit interest rates. Since microfinance institutions provide credit for the poor at relatively high prices, the fairness of their interest rates has been repeatedly debated. We first apply Rawls' principles of justice to the case of microcredit interest rates and suggest some limitations related to the hypothesis of rationality of the borrowers and the level of inequality. We then suggest another framework based on the analysis of the distribution of the benefits generated by the (...) transaction to assess the fairness of interest rates. We conceptualize this as the distribution of the bargaining range between the borrowers' and the institutions' reservation price and discuss what these reservation prices could be in the context of microfinance. (shrink)

Although microfinance organizations are generally considered as inherently ethical, recent events have challenged the legitimacy of the sector. High interest rates and the excessive profitability of some market leaders have raised the question of how to define a fair profit level for social enterprise. In this article, we construct a fair profit framework based on four dimensions: profitability, social mission, pricing, and surplus distribution. We then apply this framework using an empirical sample of 496 microfinance institutions. Results indicate that satisfying (...) all four criteria is a difficult, although not impossible, task. According to our framework, 24 MFIs emerge as true double bottom line organizations. These MFIs are characterized by higher outreach to women, lower portfolio risk, and higher productivity in high-density environments such as South Asia. We argue that excessive profits can be better understood relative to pricing, the outreach of the MFI, and organizational commitment to clients in the form of reduced interest rates. (shrink)

The paper presents a survey of traditional problems tackled by epistemology throughout its history, especially its meta-theoretical inclination as well as the old dilemma of its normative versus descriptive nature. I sketch the prevailing models of epistemological normativity (epistemic values such as truth, falsity, justification, or evidence etc.), and show how they function, what their essence and genesis are, how they change and what influences them. I also consider the utility of epistemology for science, education and practice in respect of (...) its critical disposition toward cognition, knowledge, and communication. Finally, I outline some perspectives epistemology could open if it would really analyze and predict the complex and manifold human cognitive phenomena. (shrink)

In 1944, American Polonia consisted of two separate social groups. The first one was the so-called “old Polonia”. This group was significantly assimilated into America’s culture and way of life, and had strong self-help organizations. The second group, “new Polonia”, was formed of wartime émigrés, mainly with intellectual backgrounds. They experienced at first hand the anti-human policies of the Nazi and Soviet systems.In the Polish American Congress, founded in 1944 by representatives of both groups, there was great concern about the (...) policies of President Franklin D. Roosevelt. The fear was that these policies would allow Stalin, by a method of fait accompli, to introduce the Soviet system in all countries “liberated” by the Red Army. Old Polonia was under the influence of the US Administration and, despite reservations, supported the approach of Polish Prime Minister Stanisław Mikołajczyk who was committed to finding a Polish-Soviet compromise. Such a compromise turned out to be impossible because of Stalin’s demands. Firstly, nearly 50% of the pre-war territory of Poland was to be ceded to the Soviet Union. Secondly, fundamental changes were to be made in the government leadership of the Polish satellite state.New Polonia, which in 1942 formed the National Committee of Americans of Polish Descent, had a strong intellectual group. They warned the Polish American Congress and the US Administration against conceding to Stalin’s demands. From the perspective of the Sixtieth Anniversary of the Warsaw Uprising, their evaluation of Stalin’s policy has turned out to be correct.There was also a small group of Polish American activists centered around Professor Oskar Lange and the eminent poet Julian Tuwim, who belonged to the so-called Kościuszko League. During the Warsaw Uprising they were willing to accept Stalin’s demands and in connection with this supported the policies of the Polish Committee for National Liberation (a pro-communist coalition).The overwhelming majority of American Polonia was involved in unmasking false information about the Warsaw Uprising in the American press. They signed petitions to the President and Secretary of State. They collected money. They organized religious and patriotic meetings at which true information about the Warsaw Uprising was presented. (shrink)

Cover -- Title -- Copyright -- Contents -- Citation Information -- Introduction -- 1 The Philosophy of Early Childhood: Examining the Cradle of the Evil, Rational and Free Child -- 2 Child-Rearing: On Government Intervention and the Discourse of Experts -- 3 Out of Place: Economic Imperialisms in Early Childhood Education -- 4 The Politics of Processes and Products in Education: An Early Childhood Metanarrative Crisis? -- 5 Narrative Identity and Early Childhood Education -- 6 Global Crisis: Local Reality? An (...) International Analysis of 'Crisis' in the Early Years -- 7 Otherness 'Without Ostracism or Levelling': Towards Fresh Orientations to Teacher Foreigners in Early Childhood Education -- 8 Meetings Across the Paradigmatic Divide -- 9 An Encounter with 'Sayings' of Curriculum: Levinas and the Formalisation of Infants' Learning -- 10 My Feelings: Power, Politics and Childhood Subjectivities -- 11 In Early Childhood: What's Language About? -- Index. (shrink)

Childhoods in contemporary Kenya are entangled with discourses of care in a post-colonial landscape. Such imaginaries of childhoods through discourses of ‘care’ and ‘charity’ are well established through Western lenses. Another lens that is often enacted is the lens of de-commercialised, un-spoilt, pure and innocent childhoods in the Kenyan landscape. In this study, the authors utilize Nel Nodding’s concept of an ethics of care, and a feminist lens, to explore this binary of Western views through real experiences of childhoods. This (...) paper provides an analysis of childhoods as lived experiences in Kenya, and challenges constructions of children/childhoods as vulnerable, based upon observations and interviews conducted in Kenya in the remote area of Kwale County. (shrink)

The years in which Piłsudski headed the Polish state marked his “golden age” in Polish history, a period considered as the least controversial in his career despite the failure of his federation concept and troubles with Polish national leaders in the west, especially Upper Silesia. Piłsudski’s achievements in those years are numerous and important, they include among others: the definition of Poland’s borders after military victories over the Ukrainian, Bolshevik and Lithuanian armies and in result of insurgencies in Wielkopolska and (...) Silesia, the securement of international recognition for Poland, the construction of parliamentary democracy and local government, the promotion of a national service ethos through schools, the church, the armed forces and the media. (shrink)

The present paper consists of two parts. In the first, some issues related to the character of biological experiments conducted under in vitro cultures are portrayed. The relevant aspects of these procedures are explicated from the viewpoint of the experimental botanist. It is a case study for the considerations in the second part, which presents selected philosophical and legal issues involved in biological experiments from the general perspective of philosophical investigations concerning the problem of plants’ axiology. Obviously, the nature of (...) the considerations is limited; not all important questions from the perspective of biology and philosophy have been raised. Nevertheless, the authors hope that the analyzed issues may be interesting for both biologists and philosophers. (shrink)

Drawing from Foucault, Derrida, Nietzsche and Rancière, this book explores questions of genealogy, ontology, the body and the institution, offering key examples of theoretical applications of post-structural theory, which testify to the generative and endlessly applicable potential of this work to inform different fields and avenues of thought.

For a complete Heyting lattice , we define a category Etale (). We show that the category Etale () is equivalent to the category of the sheaves over , Sh(), hence also with -valued sets, see [2], [1]. The category Etale() is a generalization of the category Etale (X), see [1], where X is a topological space.

Cover -- Title -- Copyright -- Contents -- Citation Information -- Introduction -- 1 Philosophy and Performance of Neoliberal Ideologies: History, Politics and Human Subjects -- 2 Neo-Liberal Education Policy and the Ideology of Choice -- 3 Varieties of Neo-Liberalism: a Foucaultian Perspective -- 4 The Labouring Sleepwalker: Evocation and Expression as Modes of Qualitative Educational Research -- 5 The Learning Society, the Unfinished Cosmopolitan, and Governing Education, Public Health and Crime Prevention at the Beginning of the Twenty-First Century -- (...) 6 What Were You Thinking? A Deleuzian/Guattarian Analysis of Communication in the Mathematics Classroom -- 7 (Re)Visioning the Centre: Education Reform and the 'Ideal' Citizen of the Future -- 8 Biopolitical Utopianism in Educational Theory -- 9 A Place Pedagogy for 'Global Contemporaneity' -- 10 Antonio Gramsci and Feminism: The Elusive Nature of Power -- 11 Foucault, Educational Research and the Issue of Autonomy -- Index. (shrink)

The abstract Everyone who gets to know deeper with the Nietzsche philosophy is forced to think about a mutual relationship of a culture and a biology. The main problem to correct show of above relationships is the understanding of the meaning of a language with reference to the culture and the biology. Considerations which are represented here are inspired by the Nietzsche philosophy. They are split by three parts. In the first part there is shown the meaning of the language (...) to create the herd in the Nietzsche philosophy. The second part develops his qualification of the language as a shortening of communication. The final part tries to refer the functioning of the language to the sphere of a biological human being. As I think, only the biological perspective permits to overstep the rhetoric of the individualism expressed in the Nietzsche philosophy by the opposition among weak and strong, or else among a priest and a superman. Thanks to drawn consequence from accepted by Nietzsche of the reduction my to the animal sort we are forced to the reversal of the perspective of his thought. The herd is not a centre to create the superman as the aim of the all mankind, but the sense of the exceptionality of an each subject is a centre to a fixation of the reproduction of the genetic definite population. (shrink)

Artykuł jest odpowiedzią na krytyczne uwagi zgłaszane pod adresem książki Ukrytość i Wcielenie. Teistyczna odpowiedź na argument Johna L. Schellenberga za nieistnieniem Boga przez Stanisława Judyckiego, Ryszarda Mordarskiego, Marka Peplińskiego i Jana Sochonia. Główny zarzut wobec mojego stanowiska głosi, że jest ono zbyt przychylne wobec argumentu J.L. Schellenberga, który niekoniecznie powinien być wzorem ujęcia problematyki ukrytości. Jednym z przejawów przyjęcia założeń kanadyjskiego autora jest zgoda na tezę o istnieniu niewierzących przy braku oporu.

Proofs of two interpolation theorems for Sentential Calculus with Identity as well as some general comments on sentential interpolation are given.

W artykule analizuje się pojęcie „proposition" (sądu w sensie logicznym) wprowadzone w pracy D. Vandervekena "What is a Proposition", stosując metody algebraiczne. Analiza ta umożliwia głębsze zrozumienie tego pojęcia, prowadzi m.in. do uogólnienia pojęcia „mocnej implikacji" (§5), jej głównym rezultatem jest pewna reprezentacja pojęcia „proposition” (§ 6).

The aim of this paper is very modest. First, we want to assess how different strategies of naturalization might deal with the need of using folk psychology in legal domain. Second, we want to check whether folk psychology is indeed indispensable in the legal domain. Third, we want to describe possible problems with one strategy of naturalization, i.e. radical naturalization with classical elimination. Our conclusion will be that despite various attempts, every project of naturalization of law will have to resolve (...) the tension between law and folk psychology and such resolution would not be achieved by simple reduction or elimination of folk psychology. A variety of non-standard solutions might be in place to resolve this tension. We will only outline those strategies here. (shrink)

The text focuses on a revision of the narrative about and status of Ethnic Groups and Boundaries (1969), touted as a ground-breaking publication which heralded a historic turning point in the study of ethnicity. In the first part, the author demonstrates that the understanding of ethnic groups, as presented in this work, was in no way original in its time; rather, it exemplified an already well-established and generally accepted theoretical model. In the second part, the author provides an alternative explanation (...) for the fame and success of this text. He reveals that the central concept of the book – the bounded (ethnic) group – resonates very well with the mental module of “groupism” – part of the human cognitive apparatus. The generally favourable reception of Ethnic Groups and Boundaries is therefore not rooted in its novelty but rather in that it explicitly formulated a fundamental component of the human cognitive apparatus. (shrink)

Multi-agent systems where the agents are developed by parties with competing interests, and where there is no access to an agent’s internal state, are often classified as ‘open’. The members of such systems may inadvertently fail to, or even deliberately choose not to, conform to the system specification. Consequently, it is necessary to specify the normative relations that may exist between the members, such as permission, obligation, and institutional power. We present a framework being developed for executable specification of open (...) multi-agent systems. We adopt a bird’s eye view of these systems, as opposed to an agent’s perspective whereby it reasons about how it should act. This paper is devoted to the presentation of various examples from the NetBill protocol formalised in terms of institutional power, permission and obligation. We express the system specification in the Event Calculus and execute the specification by means of a logic programming implementation. We also give several example formalisations of sanctions for dealing with violations of permissions and obligations. We distinguish between an open multi-agent system and the procedure by which an agent enters and leaves the system. We present examples from the specification of a role-management protocol for NetBill, and demonstrate the interplay between such a protocol and the corresponding multi-agent system. (shrink)

Obwohl Gesundheit für alle Menschen essentiell ist, unterliegt das Verständnis des Begriffs »Gesundheit« jeweils historisch, regional und kulturell unterschiedlichen Einflüssen. Mit verschiedenen Festlegungen von »Gesundheit und Krankheit« werden auch die Aufgaben der Medizin unterschiedlich definiert. Dieser Band ist dem Thema »Verständnis von Gesundheit« gewidmet, einem der Kernthemen der interdisziplinären Arbeitsgruppe der Berlin-Brandenburgischen Akademie der Wissenschaften »Zukunft der Medizin: Gesundheit für alle«. Es wird u.a. der Frage nachgegangen, wie die Medizin Krankheiten nicht nur immer besser therapieren kann, sondern wie sie außerdem (...) besser imstande sein könnte, Gesundheit zu bewahren. Die Beiträge zeigen historische Kontinuitäten auf und verbinden diese mit kulturgeschichtlichen Besonderheiten aus allen Regionen der Welt, Europa, China, Indien, Afrika, Südamerika sowie mit philosophischen Aspekten, z.B. der Frage der Verantwortung für die eigene Gesundheit. So ergibt sich ein holistischer Gesundheitsbegriff, aus dem neue Perspektiven für die evidenzbasierte Medizin erwachsen. Ein eigener Buchteil ist dem Verständnis von Gesundheit aus Sicht einzelner Patienten und den Empfehlungen an die Politik gewidmet. (shrink)

The Uppsala School in philosophy and the Vienna Circle are prima facie similar currents in contemporary philosophy. Both reject metaphysics, claim that reality is a spatio­‑temporal realm and adhere to noncognitivism in terms of values. However, justifications of these assumptions are quite different. In the following article we reconstruct main theses of both mentioned currents and then we indicate their impact on one of the major jurisprudential movements, namely Scandinavian Legal Realism. We focus on Alf Ross’ legal philosophy, as it (...) was an attempt to accommodate both: the philosophy of the Uppsala School and of the Vienna Circle. We trace those two sources of inspiration in Ross’ theory of legal validity and of legal concepts. (shrink)

We shall look for the essence of the contemporary crisis: whether it is only the economic crisis which results in the drop of income, production, demand, crash on the stock exchange and the spectre of bankruptcy of whole states, or whether the economic phenomena originate in the sphere of human spirit and moral values, acquired insufficiently or simply questioned. We put forward a thesis that the economic crisis has its source in the sphere of spirit. Denying the natural law and (...) God’s law included in the Ten Commandments does not make a man happy but introduces divisions, social conflicts and exploitation. For that reason the moral renewal of individuals and societies, showing respect for the dignity of a human being and his/her natural rights must go along with reasonable political and economic actions for the sake of solving the contemporary ‘social issue’. Without moral renewal any other solutions, sooner or later shall turn against a man and cause irreparable damages. (shrink)

The issue of whistleblower protection has been gaining more attention in recent years, especially after the passing of Directive (EU) 2019/1937 of the European Parliament and of the Council of October 23, 2019 on the protection of persons who report breaches of Union law. However, there is a fundamental question as to whether the regulations are sufficient to provide real protection for whistleblowers in organizations. In this regard, it seems crucial that the various actors (legislators, managers, employees) work together to (...) create an appropriate social environment. In this context, it is worth considering the use of knowledge of human decision-making processes, with particular emphasis on the possibility of modifying choice architecture and influencing decisions without imposing specific solutions. Nudging can be used in the “foreground” of legal regulation, by adjusting the social environment in such a way that legal regulation can work effectively. The paper provides an introduction to the application of nudge theory in the context of legal protection of whistleblowers. (shrink)

This paper suggests that Nash equilibrium can be interpreted as a conceptual tool for addressing comparative-statics issues on an aggregate level. Together with additional assumptions, Nash equilibrium helps generate testable predictions about changes or differences of behavior induced by changes or differences of exogenous variables. However, Nash-equilibrium behavior, as such, is not subject to empirical testing. Instead, widespread and persistent behavior is modeled as a Nash equilibrium by assumption. The paper argues that this interpretation is in line with the traditional (...) use of an equilibrium concept in price theory. The suggested interpretation is illustrated with the model of public-goods provision. The paper compares this interpretation of Nash equilibrium with other interpretations and discusses its limits. (shrink)

Autor stawia w centrum rozważań koncepcję historii Cieszkowskiego i Hessa. "Prolegomena…" Cieszkowskiego wywarły silne wrażenie na Hessie. Autor "Heiligen Geschichte" przejął koncepcję filozofii czynu Cieszkowskiego, która nie ograniczała się do spekulacji, lecz przenosiła nas do sfery społecznej praktyki.

The character of norms is a relevant issue in the contemporary legal philosophy and in the metaethics. The analysis of Lewis’ sugguestions concerning the fictional statements (sentences “describing” the fiction) prima facie may seem to be useless from the perspective of law. However, the situation is different, due to the fact that it is possible to treat the legal text as the description of possible world. The issue is analyzed in the paper.

Quine’s project of “naturalized epistemology” is usually interpreted as a rejection of classical epistemology, which becomes merely a “chapter of psychology”. It does not imply, however, a different understanding of the character of naturalization is inadequate or wrong. Susan Haack’s interpretations are briefly analyzed in the paper. Thereafter, they are harnessed as models of interpretation of the “naturalization of law”. The main aim is to point the radical reading of Quine’s project is not the only acceptable one. Consequently, there are (...) at least three models of the “naturalization of law” that are analogical to the “naturalization of epistemology”. The author details their character. (shrink)