Abstract

Autor razmatra vanjske uzroke i prevladavanje globalne krize iz 2008. godine. Osnovni vanjski uzroci krize, prema mišljenju kompetentnih i uglednih autora, su: politika niskih kamatnih stopa Američke federalne banke, kriza američkoga hipotekarnog tržišta, neodgovornost američke vlade, pogrešna poslovna politika središnjih banaka, kriza međunarodnoga bankovnog sustava, neravnoteža između tržišta i vladavine prava, mikroekonomske i makroekonomske pogreške, masovna sekuritizacija nelikvidnih sredstava. Te uzroke prožimaju: nedostatno znanje o izlaganju likvidnosti i tržišnim rizicima, loše prosudbe, špekulacije, pomanjkanje učinkovita bankarskoga nadzora. Tržišni fundamentalizam i državni intervencionizam – dva su osnovna prijepora o ulozi tržišta, države i demokracije. Rješenje prijepora između njih je u kooperativnosti i komplementarnosti. Bez recepcije demokracije, principa jednakosti-moći, vladavine prava, istinske odgovornosti, socijalne pravde, globalne pravde, preventivnih i nadzornih mjera, te novoga modela vođenja na višoj razini, nema prevladavanja ni sadašnje globalne krize niti pohlepe i korupcije, općenito.The author elaborates on the external causes and overcoming of the global crisis in 2008. The main external causes of the crisis, as claimed by competent and reputable authors, are: the policy of low interests rate of U.S. Federal Bank, crisis of the American hypothecary market, irresponsibility of the American government, wrongly directed business politics of central banks, the crisis of the international banking system, the imbalance between the market and the rule of law, microeconomic and macroeconomic mistakes, mass securitization of non-liquid assets. These causes permeate: insufficient knowledge of exposure on liquidation and market risks, bad judgements, speculations, lack of efficient banking control. Market fundamentalism and state interventionism are the two of main disagreements on the role of market, government and democracy. A solution of such a disagreement between them is in cooperation and complementarity. Without the reception of democracy, principle equality-power, rule of law, true responsibility, social justice, global justice, preventive and controlling measures, and the new model of guidance on a higher level, we cannot hope for overcoming the present global crisis, or greed and corruption in general