Abstract
Traditional views of grace assert that God owes us nothing. Grace is undeserved, supererogatory and free. In this paper I argue that while this is an accurate characterization of creating grace, it is not true of saving grace. We have no right to be created as spiritual beings whose true good is found in relationship with God. But once we exist as spiritual beings, God does owe us a genuine offer of the salvation that constitutes our highest fulfillment. Creating grace is undeserved. Saving grace is deserved (being based on our inherent worth and vital interests as spiritual beings) but unearned (it is not based on anything we have done).